Good Homes Mortgages

Actualize your dream of owning a property.

Good Home Mortgages is the arm of Co-operative Bank that provides affordable mortgages with various features that are tailored to suit individual and corporate needs as well as make loan repayments more comfortable.

A view of our wide array of property tailored to suit individual needs. Click here to go to access various property listings

For more information on Retirement Benefits Mortgage Loan Download File

Features

Wide array of mortgage product offerings, that is, purchase, construction and equity release
Multi-currency mortgages available in KES, USD, GBP and EUR
Efficient processing of your application
Higher financing percentages to enable you to own your home with ease
Dedicated personal banker to walk you through the process
Flexible and competitive rates
Automatic qualification for a credit card
End-to-end real estate solutions including project financing and end-buyer financing

Requirements

Commitment fees for the mortgage
Stamp duty for transfer of property – 4% of property value for Nairobi, Mombasa and Kisumu and 2% of property value for upcountry properties
Stamp duty for registration of charge – 0.1% of the loan amount
Legal fees – between 1.5% and 2% of the loan amount
Valuation fees – approximately 0.25% of the property value
Insurance fees – for life cover over the applicant’s life and for fire (and other perils) over the property taken as security for the mortgage