The Akili Kali Challenge is a call for passionate innovators to collaborate with Co-operative Bank of Kenya in building the next generation of financial solutions beneficial to the Co-operative movement and its membership of over 20 million Kenyans.

We have designed a virtual challenge so that together, during these trying times, we can develop innovations to support thousands of Co-operative members who are earning a living, saving and investing through the Co-operative movement.

The winners of the challenge stand to be awarded a cash reward of up to Kes 5M and an opportunity to integrate and launch their innovation with Co-operative Bank.



Co-op Bank is eager to collaborate and have a healthy exchange through this challenge, with the utmost respect for intellectual property. You can see our terms and conditions here. Digital payments, lending and savings networks are increasingly important in the rapidly changing financial landscape particularly with the myriad challenges occasioned by Covid-19. Work with us to transform lives through innovation!


The challenge is looking for innovators that can rapidly develop solutions to build value for Co-operatives and enable them to service members’ demands more efficiently. The shortlisted candidates will be taken through a 5-week co-development and co-design program supported by a dedicated team from Co-operative Bank and selected Co-operatives, after which a virtual demo will be held to select one or more winners.


With Co-operative Bank in creating
value for Co-operatives and their members