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Comprehensive financial solutions for government institutions and public sector companies

Co-operative Bank is Regulated by the Central Bank of Kenya.

Government and Public Sector Banking

Co-operative Bank is approved by the National Treasury and Central Bank of Kenya to hold Public sector Funds and, through our Government and Public Sector Department, enjoys a robust business relationship with National Government Ministries, Departments, County Governments and all Public sector Entities. We rank as the leading Bank for the Public Sector in Kenya.

Our relationship with the public sector is hinged on our responsive value adding solutions focused on supporting efficiency in delivery of the core mandates of the National and County Governments and their Entities.


The solutions include:

  • Government Banking current account for operations – main operations, supplier payments and payroll processing 

  • Integrated Revenue Collections accounts that address revenue leakage, convenient online collections, and reconciliation Challenges 

  • Customized Project accounts for designated Development projects Funds in National Government Agencies and County Governments- Covering both Donor and own Funds 

  • Disbursement solutions for social payments through Mobile, Online and card-based platforms.

  • National Government programs funds like -Constituencies Development Fund, Uwezo Fund, and Affirmative action Funds 

  • Education savings and current accounts - for the Free Education programs by the Ministry of Education targeting Beneficiary Primary Schools, Secondary Schools, and Tertiary Institutions 

  • Education Partnership account- Customized for all fee collecting Educational Institutions including Universities  

  • Investment solutions – High return Call and Fixed Term Deposits Accounts 

  • Trade Finance solutions – Guarantees, Letters of Credit and Supply chain Financing 

  • Vehicles and Equipment Leasing

  • Foreign Exchange and remittance services

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