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Our Cards

The ideal credit card for the savvy, upwardly mobile individual

Co-operative Bank is Regulated by the Central Bank of Kenya.

Gold Visa Card

This is an enhanced premium credit card targeted at the upwardly mobile individual coupled with a higher spending limit and extra benefits.

In addition to all the features and benefits enjoyed by Local and International Visa Cardholders, a Gold Visa Card has the following added benefits.

  1. No joining fee
  2. Free monthly email statements
  3. Free access to our 24 hour authorisation and helpline
  4. Enjoy up to 50 days interest-free credit
  5. You have the option to pay the full amount or only 10% of the outstanding credit card balance and roll over the remainder
Application Requirements

For salaried applicants 

  1. Three months current and certified bank statements 
  2. Original ID and a copy or passport and a copy
  3. Copy of PIN certificate
  4. Copy of most recent pay slip
  5. One passport size  photo, coloured


For self-employed applicants

  1. Certified copy of National ID
  2. Certified copy of KRA PIN Certificate
  3. One passport size photo
  4. Applicant with no borrowing history must have banked with Co-operative Bank consistently for the last one year or cash secure the card
  1. Special discounts with airlines, hotels and hospitals
  2. Gold Visa Cardholders enjoy an additional 15% off rates at 55,000 hotels worldwide, from small boutique properties to 5 star hotel chains in over 130 countries
  3. Worldwide acceptance at more than 24 million locations 
  4. Legal and legal referral while traveling abroad
  5. Can be used to settle payments online
  6. Cash advance of up to Ksh 50,000 per day, subject to availability of funds 
General Safety Information
  1. DO NOT share your PIN
  2. DO NOT write your PIN on the card or anywhere else
  3. Keep your card safe at all times

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